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TMG The Mortgage Group Canada Inc.

MORTGAGE BROKER IN MAPLE RIDGE, BC

LET ME HELP YOU FINANCE YOUR HOME MORTGAGE

I'LL SWEAT THE DETAILS SO YOU DON'T HAVE TO

Purchasing a home is an important decision, and you should be confident about your investment. As a mortgage agent, I'll work with you personally to offer you valuable insight throughout the process, save you time, and find the mortgage that best suits your situation. As your mortgage broker in Maple Ridge, BC, your home financing future can feel secure and stress-free. If you’d like to contact me—Frank Tureczek—directly, don’t hesitate to call me at 778-835-3306

 
Think Outside the Branch for Your Mortgage in Maple Ridge, BC
New Mortgage in Maple Ridge, BC
Need a new mortgage? For both first-time homebuyers and returning buyers, handling new mortgages can be a stressful experience—let me make it as easy as possible for you. I'll help you pick the right fit for you and your budget.
Mortgage Renewal in Maple Ridge, BC
When it comes time to renew your mortgage in Maple Ridge, BC, I'll help you review your options and lock in the best deal for your budget and needs. With deep connections as a mortgage broker in Maple Ridge, BC, I can negotiate with lenders like no other.
Mortgage Refinancing in Maple Ridge, BC
Sometimes, refinancing is your best option for a variety of reasons—from attaining lower interest rates and a reduced loan term to debt consolidation, better loan terms, and beyond. Let me review your options and do the hard work for you!
Get started with your mortgage application in Maple Ridge, BC now!
I'm here to help with your mortgage needs, refinancing, new home purchases, or mortgage renewals. So, give me a call directly at 778-835-3306, and we can begin discussing what I can do for you and your mortgage.
Types of Home Mortgages in Maple Ridge, BC

A fixed mortgage in Maple Ridge, BC offers you the security of locking in your interest rate for the term of your mortgage, so you know exactly how much principal and interest you will be paying on the mortgage during the term. Terms range from 6 months to 10 years. Fixed rate mortgages offer some form of pre-payment, from 10% to 25% of the original mortgage balance each year, depending on the lender. If you wish to pay off your mortgage in full, there will be a penalty of either 3 months simple interest, or an Interest Rate Differential (IRD). The benefit of this mortgage is the rate is lower than an open mortgage, making it a more popular option if you have no plans to pre-pay it in full during the term you select.

A variable-rate mortgage in Maple Ridge, BC allows you to take advantage of today's low Prime Rate. Most variable rate products are set below prime, terms range from 1 to 5 years. Payments vary depending on the product or lender you choose. In some cases you can fix your payments for up to 5 years, but the interest rate will fluctuate as the Bank Prime Rate changes. In other cases your monthly payments will fluctuate depending on how many times the Prime Rate changes during your term.

An open mortgage in Maple Ridge, BC allows you the flexibility to pay off some or the entire mortgage at any time, without penalty. Interest rates are usually higher and are tied to the Bank's Prime Rate.

A secured line-of-credit in Maple Ridge, BC allows you to access the equity in your home whenever you choose. Rates are tied to prime, usually slightly above prime. Required payment on the balance is interest only, making it a good choice where cash flow may be important. Lower interest rates compared to an unsecured line of credit. You may have a secured line of credit and a mortgage, if you have good equity in your home.

The Rates, Today
Because I work with a wide variety of lenders, I can access competitive, lower-than-advertised interest rates. Provided below are today’s going rates for a number of mortgage terms. Check back often to see how these rates compare to average bank rates.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out what your future mortgage or mortgage refinancing could look like.
A Few of My Happy Clients in Maple Ridge, BC and Nearby Areas
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Contact me! Let's get started today!

Get in touch with me today for your free consultation!

Whether you're looking for a first mortgage, refinancing your current home, or just researching your options, I'm here to help. As your mortgage broker in Maple Ridge, BC, I will be your strongest advocate for finding and negotiating for the best mortgage rates and terms. With me—Frank Tureczek—there to assist you, you can trust that you’ll be more satisfied with your mortgage than ever before. Just reach out to me personally by phone at 778-835-3306, and let’s talk! Alternatively, you can contact me online or begin your application now.